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Mortgage, Explained
Understand loan options and terms before you sign.
Universal
Claude
ChatGPT
Gemini
Grok
💡 The original prompt — works in any model. Start here, then tune per model.
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Question
Context
Help me understand mortgages. What I'm looking at / confused about: {QUESTION} My situation: {CONTEXT} Give me: 1. The key terms (rate, APR, points, PMI, fixed vs. adjustable) in plain words. 2. What affects what I can borrow + my rate. 3. The questions to ask lenders + how to compare offers. 4. The traps to watch. IMPORTANT: educational only — NOT financial advice. Confirm with a licensed lender/advisor. Use [brackets] for specifics.
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